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What types of transactions can I receive in my virtual USD account?

Virtual USD accounts are fully permitted to receive the following transactions for non-US residents.

  1. First-party payments where you are sending USD from your bank, fintech app, or brokerage account

  2. Third-party payment where a registered business sends USD from its bank account

  3. Third-party payment from a family member’s bank account, where you share a surname

  4. Third-party Person-to-Person payment for an amount less than $4,000

The following types of transactions are fully permitted to be received by virtual USD accounts for US residents.

  1. First-party payments where you are sending USD from your bank, fintech app, or brokerage account

  2. Payroll payments from businesses

  3. Third party payments in most states except for New York and Texas

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