Virtual USD accounts are fully permitted to receive the following transactions for non-US residents.
First-party payments where you are sending USD from your bank, fintech app, or brokerage account
Third-party payment where a registered business sends USD from its bank account
Third-party payment from a family member’s bank account, where you share a surname
Third-party Person-to-Person payment for an amount less than $4,000
The following types of transactions are fully permitted to be received by virtual USD accounts for US residents.
First-party payments where you are sending USD from your bank, fintech app, or brokerage account
Payroll payments from businesses
Third party payments in most states except for New York and Texas
